Crypto adoption is accelerating worldwide, and traditional financial institutions are racing to meet growing client demand. On April 30, 2025, Kraken, a globally recognized crypto exchange with over a decade of industry experience, launched Kraken Embed. It’s a new Crypto-as-a-Service (CaaS) solution specifically designed to help banks, neobanks, and FinTechs offer seamless crypto trading to their customers.
By reducing infrastructure overhead, Kraken Embed for banks and other financial platforms could be a game-changer in bringing cryptocurrencies to the mainstream.
Understanding Kraken Embed
Kraken Embed is a plug-and-play, regulated crypto trading solution that any financial institution can integrate into their own existing platform. Instead of spending millions of dollars and countless hours building their own in-house exchanges or engaging with complex legal frameworks, banks and FinTechs can tap into Kraken crypto-as-a-service and embed direct crypto trading for their user base.
In fact, with access to over 370 digital assets, users can trade popular cryptos like Bitcoin and Ethereum alongside emerging altcoins.

Banks can launch this service in a matter of weeks through modular APIs, which will handle the main work required for liquidity, custody, and settlement. Because Kraken has spent years working on its back-end systems, Embed CaaS solution partners can enjoy the same reliability, security, and compliance that Kraken is known for.
bunq Is the First Bank to Adopt Kraken Embed
One of the earliest adopters to show Kraken Embed’s potential is bunq, a leading European neobank. This Kraken bunq partnership integrated neobank crypto trading directly into bunq’s mobile app, delivering an easy-to-use interface that still benefits from Kraken’s deep expertise and backend infrastructure.
Bunq’s rollout shows Kraken’s commitment to FinTech crypto solutions, especially in regions where regulatory clarity (such as MiCA regulation in Europe) creates the way for mainstream crypto adoption.
The bunq case study also highlights Kraken’s ability to offer crypto access for banks and FinTech players globally.
Why Banks and FinTechs Are Choosing Kraken Embed
Effortless Crypto Integration
Building a crypto exchange from scratch is challenging. It requires specialized talent, secure custody solutions, real-time trading engines, and 24/7 customer support. With Kraken Embed, banks and fintechs can get a ready-made solution. Banks can retain their front-end experience while Kraken will manage tasks like order matching, liquidity pooling, and price feeds.
Instant Regulatory Compliance
Crypto regulation remains a major concern for traditional financial institutions. The Embed CaaS solution fully aligns with Kraken’s comprehensive licensing and compliance standards. Rather than acquiring separate authorizations, partners can essentially plug into Kraken’s institutional offering. It complies with relevant jurisdictions’ regulations, including the emerging European framework under Markets in Crypto-Assets (MiCA).
Access Kraken’s Proven Market Liquidity and Expertise
By tapping into Kraken’s order books, partner institutions can offer their users consistent trade execution and competitive spreads. Having run one of the world’s most liquid crypto exchanges, Kraken also brings expert market knowledge to ensure that banking clients can execute trades smoothly, even during high-volatility moments.
How MiCA Regulations Are Accelerating Crypto Integration
In Europe, MiCA regulation is bringing harmony to the way digital assets are issued and traded. MiCA aims to ensure investor protection and stable market behaviour, providing the needed safety for traditional financial institutions to enter the crypto space. As this regulatory framework begins to take shape, Kraken Embed is uniquely placed as the end-to-end crypto trading solution that matches the standards that crypto regulation in Europe demands.
Meanwhile, global sentiment around crypto is also shifting. Countries like the U.S. and the UK are showing renewed interest in legal frameworks that encourage innovative FinTech solutions. With the backdrop of these regulations, traditional banks are now keen to enter the digital asset space but often lack the internal resources to do so effectively. That’s exactly the gap Kraken Embed aims to fill.
Increasing Institutional Crypto Adoption
Reports from PYMNTS show that major banks (such as ING, U.S. Bank, and members of the Lynq Network) are exploring ways to integrate crypto services into their existing financial models.
Whether it’s stablecoins, blockchain-based settlement systems, or direct crypto trading, institutions are currently seeing huge opportunities in digital assets. Kraken wants to provide a streamlined path to this market, letting them capitalize on these opportunities without building their own platforms from the ground up.
Insights from Kraken’s Leadership
Addressing the importance of Kraken’s new offering, Brett McLain, head of payments and blockchain at Kraken, shared:
“Through Embed, Kraken is extending its deep expertise to institutions seeking a reliable, compliant and frictionless entrypoint into crypto.”
It’s a statement that speaks to why they’ve built Kraken Embed for banks: to make it easier and more convenient for any financial institution to help their clients join the crypto ecosystem.
Conclusion: How Kraken Embed Is Shaping the Future of Crypto for Banks
The launch of Kraken Embed is a significant milestone in the continued development of FinTech crypto solutions. The plug-and-play design gives banks and neobanks a direct line into Kraken infrastructure—building a bridge from existing finance to the emerging world. This Speed-to-market approach allows new and existing platforms to add a crypto tab virtually overnight, with the security of embedded compliance, deep liquidity and a trusted brand.
With MiCA regulation Europe and wider global crypto policy frameworks gaining momentum, attention will turn increasingly to providers capable of offering institutional-grade trust and ease of access.
Visit Kraken
FAQs
jQuery(“.accordionButton”).click(function() {
jQuery(“.accordionButton”).removeClass(“on”);
jQuery(“.accordionContent”).slideUp(“normal”);
if(jQuery(this).next().is(“:hidden”) == true) {
jQuery(this).addClass(“on”);
jQuery(this).next().slideDown(“normal”);
}
});
});
–>
What does Kraken Embed do?
Kraken Embed is a Crypto-as-a-Service platform that allows banks, FinTechs and other financial institutions to integrate secure crypto trading into their existing apps or websites.
Why is Embed important for financial institutions?
By using Kraken Embed, institutions avoid the hassle of building a crypto exchange from the ground up, while also taking advantage of Kraken’s liquidity pool and regulatory approvals.
Who is already using Kraken Embed?
The first publicly announced partner is bunq, a leading European neobank known for its innovative approach to digital banking. Through its integration of Kraken Embed, bunq is offering its users seamless neobank crypto trading.
The post Kraken’s ‘Embed’ Opens New Crypto Opportunities for Banks and FinTechs appeared first on Cryptonews.
https://cryptonews.com/press-releases/krakens-embed-opens-new-crypto-opportunities-for-banks-and-fintechs/